Microsoft Stream can automatically generates a WebVTT (text) file from what was spoken in a video and uses it for a video's transcript and closed captions.
You can download this file as the owner of the video.
As well as the transcript text, a VTT file contains time codes, metadata and confidence levels, which makes getting the text transcript out into word or other editor painful
Fortunately Microsoft have a VTT cleaner here. You can upload your VTV and it removes the data just keeping what was said in text
Another online tool is here
The microsoft VTT Cleaner was removed at the start of June 20 - dont know why and nobidy else seems to ....
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